Privacy Policy

Effective Date: September 8, 2026

This Privacy Policy explains how Katina Stansberry, Independent Life Insurance Agent (“we,” “us,” or “our”), operating the website Buy Life Insurance Today at buylifeinsurancetoday.com (the “Website”), collects, uses, and protects information provided by visitors and prospective insurance customers.

By using this Website or submitting information through one of our forms, you acknowledge the practices described in this Privacy Policy.

1. Information We Collect

We may collect information that you voluntarily provide through forms, appointment scheduling, email, telephone conversations, or other communications with us.

Information collected through our Website may include:

Name
Telephone number
Email address
ZIP code
Desired amount of life insurance coverage
Information you provide about your insurance needs or concerns

When you communicate with us by telephone or otherwise proceed with an insurance application, we may request additional information that is reasonably necessary to evaluate your insurance needs, determine eligibility, prepare an application, or submit an application to an insurance carrier.

Please do not submit unnecessary sensitive personal information through a general Website form.

2. The Website Form Is Not an Insurance Application

Submitting a form on this Website is a request for information or a request to be contacted. It is not an application for insurance coverage and does not create an insurance contract.

Additional information may be collected during a telephone conversation or other communication if you decide to proceed with an insurance application.

3. How We Use Your Information

We may use information you provide to:

Respond to your request for information
Contact you regarding your life insurance needs
Discuss available insurance options
Answer questions about life insurance
Schedule appointments
Obtain additional information necessary to evaluate your insurance needs
Prepare an insurance application at your direction
Submit an application to an insurance carrier when you choose to apply
Communicate with you regarding the status of an application
Maintain business and customer records
Provide customer service
Improve the Website and our services
Measure advertising and Website performance
Comply with applicable laws, regulations, and legal obligations

We do not sell or rent the information submitted through this Website as a lead to other insurance agents or lead purchasers.

If you choose to proceed with an insurance application, information you provide may need to be submitted to one or more insurance carriers for underwriting and application processing.

4. Independent Insurance Agent

Katina Stansberry is an independent insurance agent licensed in Michigan.

We may work with multiple insurance carriers and may submit insurance applications to carriers for which we are appropriately authorized or appointed to conduct business.

The availability of insurance products, underwriting requirements, premiums, benefits, exclusions, and policy terms vary by insurance carrier and by applicant.

5. Telephone and Email Communications

When you submit your contact information through the Website, you are requesting that we contact you regarding your inquiry.

We may contact you by telephone or email using the information you provide.

Communications may include responses to your inquiry, questions about your insurance needs, information about insurance products, appointment-related communications, and communications necessary to assist with an insurance application.

You may request that we stop contacting you for marketing or informational purposes at any time.

6. Text Messages

We may communicate with you by text message when appropriate, including when responding to a request you have made or communicating regarding an insurance inquiry or application.

Text-message communications are not necessarily automated. You may receive messages sent manually from our business or mobile telephone.

If you do not wish to receive text messages, you may request that we stop sending them.

Standard message and data rates may apply depending on your mobile service plan.

7. Cookies and Tracking Technologies

We may use cookies, pixels, tags, analytics tools, and similar technologies provided by third-party services such as Google and HubSpot.

These technologies may collect information such as:

IP address
Browser and device information
Pages visited
Website activity
Referral information
Approximate geographic information
Advertising interactions
Website performance information

We may use this information to understand how visitors use the Website, measure advertising effectiveness, improve Website performance, and support our marketing activities.

Third-party services may have their own privacy policies governing their collection and use of information.

You may be able to control cookies through your browser settings. Disabling certain cookies may affect Website functionality.

8. Google Analytics and Advertising

We may use Google Analytics, Google advertising technologies, and related measurement or tracking tools to understand Website traffic and evaluate the effectiveness of advertising campaigns.

These services may collect information about your interaction with our Website and advertisements.

We do not use Website analytics to make insurance underwriting or eligibility decisions.

9. HubSpot

We use HubSpot as a customer relationship management and business communications platform.

Information submitted through our Website may be stored and processed through HubSpot for purposes including lead management, scheduling, communication, customer service, and recordkeeping.

HubSpot may use cookies and other tracking technologies depending on the features enabled on our Website.

10. How We Protect Information

We take reasonable administrative, technical, and organizational measures designed to protect information from unauthorized access, use, alteration, or disclosure.

However, no method of transmitting or storing information electronically can be guaranteed to be completely secure.

11. Information Sharing

We do not sell your Website inquiry information as a lead to other agents.

We may disclose information when reasonably necessary to:

Provide services you request
Prepare or submit an insurance application at your direction
Communicate with insurance carriers involved in your application
Service an insurance policy you choose to purchase
Use service providers that assist us with Website hosting, CRM, scheduling, analytics, communications, or business operations
Comply with legal or regulatory requirements
Protect our rights, property, or safety

If you do not proceed with an insurance application, we will not submit an insurance application to a carrier on your behalf without your direction.

12. Third-Party Websites and Services

Our Website may contain links to third-party websites or services.

We are not responsible for the privacy practices, content, security, or policies of third-party websites. We encourage you to review the privacy policies of those websites before providing personal information.

13. Children's Privacy

This Website is intended for adults seeking information about life insurance. We do not knowingly collect personal information from children under 13 through the Website.

If we learn that we have collected personal information from a child under 13, we will take reasonable steps to delete the information.

14. Your Choices

You may contact us to:

Request information about the personal information we maintain about you
Request correction of inaccurate information
Ask us to stop contacting you
Ask questions about how your information is used

Some information may need to be retained for legal, regulatory, insurance, accounting, or business-record purposes.

15. Changes to This Privacy Policy

We may update this Privacy Policy periodically to reflect changes in our business, technology, services, or legal requirements.

When we make changes, we will update the Effective Date shown at the beginning of this Privacy Policy.

16. Contact Us

Questions about this Privacy Policy may be directed to:

Katina Stansberry

Buy Life Insurance Today
Email: kkstansberrylife@outlook.com
Phone: 586-563-0445

Michigan Insurance Producer License Number: 22328963